Lauren Schwahn is a writer at NerdWallet who covers credit, debt, budgeting and saving money. She has contributed to the "Millennial Money" column for The Associated Press.

Kate Ashford is a writer, spokesperson and certified senior advisor (CSA®) who joined NerdWallet in 2021. Her work on personal finance, retirement and Medicare has been featured by The Associated ...

Having multiple active credit cards might not work for everyone, but here's what we've learned over the years.

*Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of January 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com.

Synchrony Bank has a few standout cards in its portfolio. But customer satisfaction isn't the issuer's strong suit, and its retail cards — like most others — come with drawbacks and restrictions.

American Express National Bank is an online bank that offers great interest rates on its savings account and its rewards checking account.

JPMorgan Chase is the largest bank in the country and offers a robust menu of services and products. With more than 4,700 branches, Chase is the 2025 winner of NerdWallet’s Best-of Award for ...

Yes, you likely have to pay crypto taxes. Profits from crypto are subject to capital gains taxes, just like stocks.

Robinhood provides free stock, options, ETF and cryptocurrency trades, and its account minimum is $0. Mutual funds and bonds aren't offered, but IRAs with matched contributions are.

Citibank has competitive yields on some savings accounts, no overdraft fees and a wide range of products. It offers 24/7 customer service and more than 60,000 fee-free ATMs.

Western Union offers a vast network of physical locations to transfer money, but its costs aren’t the most competitive. Read our overview.

Explore a variety of credit cards that build credit. Learn about options that offer incentives or skip the security deposit, credit check, or interest charges.